Tom Kreger
First Advantage Realtors
Office: 636-329-8288
Direct: 636-397-4663

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Listed in the Past 24 Hours
Area Cities and Schools
This Month's Newsletter
Testimonials
Contact Tom
MLS Property Search
Preferred Buyer Service!
First Time Buyer Info
The Realtor Advantage
Avoid A Lemon
Prevent Overpaying!
Loan Process 1..2..3
Financing Options
Know Thy Credit!
The Right Down Payment
Closing On Time
Your Home Value
Sell for TOP $$
Common Seller Mistakes
Seller SECRETS
Spruce Up Your Home
How to Sell Quickly
Ideal Selling Price?
The Best Selling Season
Advertise Your Home
Seller's Process

FREE MLS Search - View Current Homes for Sale click here
Get 24/7 access to the St. Louis MLS.  Set up, monitor and control you own home search without contacting an agent-no strings attached!

Preferred Buyer's Service | Click here
I'll do all of the work!  Get immediate access to the newest listings on the market in the St. Charles and/or Lincoln County areas.  Zero obligation-no strings attached.

Real Estate Process Explained | Click here
This report explains in details the entire process of buying a home. Get rid of your uneasiness by educating yourself. Learn the steps you need to know, when it comes to finding and buying a home!

What First-Time Homeowners Need To Know | Click here
With home prices increasing, it's a little more difficult for the first-time homeowner simply based on price. However, with so many options available, that does not mean you can't qualify for a mortgage loan. You just need to know what to plan for and what questions to ask.

Tips For Single Home Buyers | Click here
There are probably few things in life that are as exciting or as nerve-racking as the search for a home. With an organized home buying plan, you can minimize a great deal of the emotional impact. By determining your buying power, your wants and needs, and having an organized search plan, your chances of a stress-free experience are much better.

To Rent or Not to Rent – That is the Question | Click here
Renting definitely has benefits that cannot be overlooked. You can usually walk away from a rental at little to know cost with a 30 days notice. Renting costs also appear to be less per month. And you may not have to deal with the cost of utilities breaking or mess with mowing the lawn and keeping up the flowerbeds. However, renting has deficits...

Why Buy A Home When You Can Rent? | Click here
Renting has its advantages: you can move without selling your home first; you don’t have to make the repairs, nor do you have to pay property taxes. But something is missing. 

Having a REALTOR on Your Side| Click here  
When looking to buy a home, many people try to go it alone- without a real estate agent. This decision may seem like a "money saving" step, but it could actually end up costing you thousands in the end.

Why Most People Fail To Find the Right Agent | Click here
The right agent can be found if you do the proper research and know the right questions to ask. Majority of people are not satisfied with their agent by the end of the transaction - Avoid this by knowing what to look for in a successful agent and what to ask them to identify their depth of knowledge. Are you sure that friend or referral is going to meet your needs? Read this report to find out!

Who Pays the Real Estate Commissions? | Click here
How much will your real estate agent make and who is responible for pay them?  Find this out before hand and avoid unpleasant surprises in the end

Keys To Finding The "Right" Home | Click here
As soon as you've completed the pre-qualification portion of the loan, you will be ready to start looking for your new home. As you start into the process, one very important step is often overlooked...

New Homes Versus Pre Owned | Click here
One of the most important decisions you’ll be making is whether to buy a brand new home or a pre-owned one.  Remember, there are advantages and disadvantages to both

Why You MUST Use a Realtor When Buying a New Home | Click here
The friendly new homes representative works for the builder-not you so for your own good you’ll want to make sure that there's a balance in representation by hiring your own Buyer’s Agent before visiting your first builder.

How To Prevent Over-Paying For Your House | Click here
When getting ready to buy a home, knowing what price to offer helps give you some level of control over the buying process. The big question is - how do you know what is a fair offer?

Avoid A Lemon: When Buying A Home | Click here
When you are considering buying a home make sure you check out these items to ensure they are in proper working order. Better yet, hire an expert home inspector to do this for you. Although not all things will require costly repairs, some might, which is why it's important to be prepared.

Don't Cheat Yourself Out of a Home Inspection | Click here
Two weeks after moving into your new home there’s a major rainstorm and you notice that a large water stain has appeared in the master bedroom and living room. Suddenly our dream house has become your worst nightmare. And this all could have been avoided!

How to Hire a Home Inspector | Click here
Not all home inspectors are the same.  Get a valuable list of questions to ask your inspector before you hire them and take the risk of getting a poorly performed inspection.

Loans, Mortgages, And Financing Options | Click here
While shopping for a home is exciting, it also means you need to do some research to find the best loan. Here are some tips to help you find the right loan for your personal situation...

Making The Loan Process Easy | Click here
Years ago when people bought a home, they were required to complete a ton of paperwork. As technology has progressed, the speed in which loans are approved or denied is amazing. However, even with the process now being expedited, there is still plenty of documentation to deal with. Find out what you can do to be prepared for the loan approval process,

What You Need To Know About Your Credit | Click here
Sometimes being approved for home buying can be difficult, however there are things you can do to be approved.

Down Payment Calculation Explained | Click here
Getting ready to make a down payment? You will want to know these facts to ensure you are putting the right amount down.

How To Close On Time And Avoid Problems | Click here
In addition to the stress involved in the actual house hunting process, there is also the stress associated with closing the sale. To help reduce the level of frustration, we've provided some tips and information.

Understanding Closing Costs | Click here
Often times the costs of services required throughout the home buying and mortgage qualifying process are overlooked. These items can add up quickly and devastate the transaction if you don’t plan for them. 

Tips For Moving | Click here
Once you have located your new home, now comes the fun part - moving. Whether you are moving two streets over from your current home or clear across the country, you have two options for moving - using professional movers or doing it yourself. There are pros and cons of both choices, do you know which method is best for you?


[ Home ] [ Buyers ] [ Sellers ] [ Contact ]
 
Tom Kreger
First Advantage
Realtors
(636) 329-8288 |
tom@tomkreger.com
 
While attempts have been made to verify the information provided, Tom Kreger will not assume any responsibility for errors, inaccuracies, or omissions. Since this website presents general information, always consult a qualified professional regarding your specific tax, legal, financial, and personal circumstances. (Our free services are limited to Buyers & Sellers not currently under contract with another real estate agent. We reserve the right to limit access to any of our free services)